Virtual CFO & Fractional CFO Services for Startups in India
Partner-led Virtual CFO and Fractional CFO services for startups, SMEs and US-India cross-border companies - MIS and management reporting, cash-flow forecasting, fundraising and CMA reports, US GAAP / IND-AS reporting, and board-ready financials, without a full-time CFO salary.
ADAPT currently runs 20+ fractional CFO retainers, led by CA Divya Gothi (CA + CFA). Hire a virtual CFO for a defined monthly scope - from monthly MIS and cash-flow review to full fundraising support and board reporting.
Frequently asked questions
How much does a Virtual CFO cost in India?
Engagements typically range from about ₹40,000 to ₹3,00,000+ per month depending on scope - transaction volume, reporting cadence, fundraising support and cross-border complexity. ADAPT quotes a single transparent number in writing within 48 hours.
How do I hire a virtual CFO?
Start with a scoping call: we map your transaction volume, reporting needs, fundraising plans and close calendar, then propose a defined monthly scope with a fixed retainer. Most engagements start within two weeks of the first call.
What do fractional CFO services for startups include?
Typically monthly MIS and board packs, cash-flow and runway forecasting, unit-economics tracking, fundraising preparation (data room, projections, CMA reports), investor and lender reporting, and oversight of your bookkeeping and compliance calendar.
What does CFO advisory consulting cover?
One-off or ongoing advisory beyond the monthly retainer - fundraising strategy and structuring, debt syndication and project finance, pricing and unit economics, ERP and MIS design, and US-India cross-border structuring for subsidiaries.
What is the difference between a Virtual CFO and outsourced bookkeeping?
Bookkeeping records what happened; a Virtual CFO tells you what to do about it - forecasting, unit economics, fundraising strategy, lender and board reporting, and financial controls. A "Virtual CFO" package that is only data entry and GST filing is bookkeeping with a premium label.
B-103, Elanz Crest, Sindhu Bhavan Road, Bodakdev, Ahmedabad 380054, Gujarat, India
+91 70162 62615 · info@adaptassociates.com